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Plan Limitations and Exclusions

These Major Medical plans include limitations and exclusions.

For Arizona residents, AZ-specific limitations and exclusions apply.

As you select a plan, please check the specific benefits, limitations and exclusions listed as these may vary by state. To learn more about these plans, request a quote or go to the full site and apply online.

*Disclaimers

Open Enrollment for Major Medical plans: The open enrollment period for Major Medical plans runs from November 15, 2014 through February 15, 2015.

Major Medical Insurance – Individual: Rate is for illustration only and is based on a 1/1/2015 effective date for Phoenix, AZ 85001, male age 27 for the Bronze level 002 plan with a $5,000 deductible, 75%/25% coinsurance split, $35 office visit copay and a total out-of-pocket limit of $6,350. To see specific plan benefits, limitations and exclusions for your situation, get a quote.

Major Medical Insurance - Family: Rate is for illustration only and is based on a 1/1/2015 effective date for Phoenix, AZ 85001, male and female age 27 for the Bronze level 002 plan with a $5,000 deductible, 75%/25% coinsurance split, $35 office visit copay and a total out-of-pocket limit of $6,350. To see specific plan benefits, limitations and exclusions for your situation, get a quote.

Coverage is renewable provided there is compliance with the plan provisions, including dependent eligibility requirements; there has been no discontinuation of the plan or Assurant Health’s business operations in this state; and/or you have not moved to a state where this plan is not offered. Assurant Health has the right to change premium rates upon providing appropriate notice.

Major Medical plans are Minimum Essential Coverage and you will not be subject to a tax penalty if you maintain this coverage throughout the year.

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